Supplementary Retirement Scheme (SRS)
What is Supplementary Retirement Scheme (SRS)?
A government-led initiative to help Singapore Citizens, Singapore Permanent Residents (SPRs) and foreigners prepare for old age by building their retirement nest in advance. The SRS complements the Central Provident Fund and is voluntary.
Contributions to SRS are eligible for tax relief, click here for more details on tax matters.
Make your contributions into SRS account by 31 December 2024 to enjoy income tax savings!
How to invest your SRS Funds?
- Register an account with any of the three SRS operators (DBS/POSB, UOB & OCBC)
- Approach your stock broker for the SRS linkage
- Purchase the security with your stock broker (remember to indicate SRS when you execute the trade)
Upcoming Events
Top Counters Invested with SRS Funds
Top 10 Stocks Traded by SRS investors (July 2023 – Jun 2024)
No. | Stock | Stock Code |
1. | DBS Group | D05 |
2. | OCBC Bank | O39 |
3. | UOB | U11 |
4. | Singapore Airlines (SIA) | C6L |
5. | Singtel | Z74 |
6. | Seatrium | S51 |
7. | CapitaLand Ascendas REIT | A17U |
8. | CapitaLand Integrated Commercial Trust | C38U |
9. | CapitaLand Investment | 9CI |
10. | Keppel | BN4 |
Source: SGX Group, data as of Jul 2024
Top 10 ETFs Traded by SRS investors (July 2023 – Jun 2024)
No. | Stock | Stock Code |
1. | SPDR Straits Times Index ETF | ES3 |
2. | Lion-OCBC Securities Hang Seng TECH ETF | HST (SGD) |
3. | SPDR S&P 500 ETF Trust | S27 (SGD) |
4. | Lion-Phillip S-REIT ETF | CLR |
5. | SPDR Gold Shares | GSD (SGD) |
6. | NikkoAM-StraitsTrading Asia ex Japan REIT ETF | CFA (SGD) |
7. | Nikko AM Singapore STI ETF | G3B |
8. | Lion-OCBC Securities China Leaders ETF | YYY (SGD) |
9. | Nikko AM SGD Investment Grade Corporate Bond ETF | MBH |
10. | iShares MSCI India Climate Transition ETF | QK9 (SGD) |
Source: SGX Group, data as of Jul 2024
Brokers Promotion
Terms and conditions apply*, please visit broker’s promotion page for more information.
Related Articles
Beansprout: Unlock Tax Savings with the Supplementary Retirement Scheme (SRS) in Singapore
BT Money Hacks: ETFs or Unit Trusts for your SRS?
DollarsAndSense: How Investing Our CPF & SRS Savings In ETFs Can Supercharge Our Retirement
The Joyful Investors: Maximizing Returns On Supplementary Retirement Scheme (SRS)
Infographics